Experience the Credit Union Difference
OTP FCU is a member owned financial institution where members save and borrow. We now accommodate all of Cattaraugus County. If you live, work, worship or attend school you are eligible to become a member.
OTP FCU is a member owned financial institution where members save and borrow. We now accommodate all of Cattaraugus County. If you live, work, worship or attend school you are eligible to become a member.
| Amount | Term | APR |
| up to $5,000 | 24 months | as low as 4.49%* |
PAYMENT $219/MO. ENDS OCTOBER 31, 2024
| Amount | Term | APR* |
| up to $10,000 | 36 months | as low as 6.75%* |
| up to $10,000 | 60 months | as low as 6.99%* |
PAYMENT $308/ MO. 36 MOS. | PAYMENT $198/MO. 60 MOS.
| Amount | Term | APR* |
| up to $7,500 | 36 months | as low as 6.25% |
| up to $7,500 | 60 months | as low as 6.50% |
PAYMENT $230/MONTH 36 MONTHS | PAYMENT $147/MONTH 60 MONTHS
*APR = Annual Percentage Rate
